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Savings Loans Investment Programs Pennsylvania Treasury
About the PA Treasury

Treasury’s main duty is to safeguard and invest the resources of the Commonwealth. Still, it is often the long-term investments we make in our future that can pay the greatest dividends for Pennsylvania and its residents.

We want to help Pennsylvania families’ progress towards greater economic security and prosperity and ensure that our resources are hard at work to secure their future.

That’s why we’ve partnered with statewide financial organizations to bring you savings, loan, and investment programs that help communities across the Commonwealth achieve their economic goals. We are proud of these financial products and will continue to develop innovative solutions to address the challenges many are faced with in today’s economy.

INVEST Program
Similar in concept to money market funds, INVEST offers two highly rated short-term investment pools and custom pools for longer-term investment needs.

INVEST's portfolios are managed by Pennsylvania Treasury investment professionals, who also oversee the investment and custody of nearly $80 billion in public funds.  While INVEST funds are never commingled with state funds, Treasury can negotiate better rates by leveraging its purchase power for INVEST as well as its investment pool for state agencies.  Treasury doesn’t seek a profit from INVEST, further helping to minimize costs to participants. Learn more...

Better Choice
Unlike payday or cash advance loans, a Credit Union Better Choice Loan off ers a longer, 90-day repayment term with lower fees and interest rates. In fact, you’ll never pay more than $25 for your application fee. And, you’ll pay only 18% APR—that’s considerably less than the 500% eff ective interest rates you may be paying on a payday loan. Plus, you’ll have the flexibility of making monthly, bi-weekly, or weekly loan payments. Learn more...

Keystone HELP
Pennsylvania homeowners can improve the energy efficiency of their homes with special financing and rebates for high efficiency heating, air conditioning, insulation, windows, doors, geothermal and “whole house” improvements using Home Performance with Energy Star. Principally supported by the Department of Environmental Protection, Pennsylvania Treasury Department and the Pennsylvania Housing Finance Agency, the Keystone HELP® program helps make affordable energy efficiency available to all Pennsylvanians. Keystone HELP is administered by AFC First Financial Corporation, a Pennsylvania energy efficiency lender. Learn more...

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